📅 Updated September 2026 — Fact-checked against the latest Amazon fee changes and seller policy updates
Amazon’s Automatic Currency Conversion Service (ACCS) may seem convenient, but it charges hidden fees of up to 2.5% per transaction and uses poor exchange rates. For sellers receiving payouts in USD, disabling ACCS and using Payoneer or Wise can save hundreds of dollars annually. This guide walks you through the complete process.
Pro Tip: Always keep your payout currency as USD — never let Amazon convert it. Use Currency Converter to track real-time USD to your local currency rates before withdrawing.
Step 1: Log into Seller Central
Go to sellercentral.amazon.com and log in with your credentials. Ensure you’re using the correct marketplace account (e.g., Amazon.com, not Amazon.co.uk).
Step 2: Navigate to Payment Settings
In the top-right corner, click on Settings → Account Info. On the left sidebar, click Deposit Methods.
You’ll see a list of your payout methods. If ACCS is active, you’ll see your local currency (e.g., CNY, EUR) listed as the primary payout currency.
Step 3: Disable ACCS
Click on the Edit button next to your current payout currency. You’ll see an option labeled “Use Amazon’s Currency Conversion Service”. Uncheck this box.
Then, select US Dollar (USD) as your payout currency from the dropdown menu. Click Save.
Amazon will display a confirmation message: “Your payout currency has been changed to USD. Future payments will be deposited in USD.”
Step 4: Set Up Payoneer or Wise
Now that Amazon pays you in USD, connect your USD receiving account:
Payoneer Setup
Log in to your Payoneer account (or sign up if you don’t have one).
Go to Receive Payments → Global Payment Service.
Copy your USD receiving account details (Account Number and Routing Number).
In Amazon Seller Central, under Deposit Methods, click Add New Method → Bank Account → Paste your Payoneer USD details.
Go to Balance → Get Details next to your USD balance.
Copy your USD account number and SWIFT/BIC code.
In Amazon Seller Central, add a new bank account using these details.
Wise will verify the account via two small test deposits (usually within 1–2 days).
ACCS vs Payoneer/Wise: Fee Comparison
Service
Conversion Fee
Withdrawal Fee
Exchange Rate Margin
Time to Receive
Amazon ACCS
2.5% (hidden)
$0
Up to 4% worse than market
Immediate (but converted)
Payoneer
0%
$1.50 per withdrawal
0.4%–0.8% above mid-market
1–3 business days
Wise
0%
$0.30–$1.00 (varies)
0.3%–0.5% above mid-market
1–2 business days
Important Notes
Keep USD as your payout currency — never switch back to local currency in Amazon settings.
You can keep your local bank account active for other purposes (e.g., local expenses), but ensure it’s not selected as the Amazon payout destination.
Amazon may still show your local currency in reports — this is just for display. Your actual payout is in USD.
Verify your Payoneer/Wise account is verified and active in Amazon before expecting payouts.
Conclusion
Disabling Amazon ACCS and switching to Payoneer or Wise is one of the most effective ways to increase your net profit as an Amazon seller. With fees as low as 0.3% and transparent exchange rates, you’ll keep more of your hard-earned revenue. Don’t let Amazon take a cut — take control of your payouts today.
Amazon ACCS (Automatic Currency Conversion Service) automatically converts your USD payouts into your local currency at unfavorable exchange rates with hidden fees. Disabling it allows you to receive payouts in USD and use Payoneer or Wise for better rates and lower fees.
Can I keep my local currency account active after disabling ACCS?
Yes, you can keep your local currency bank account active for other purposes, but ensure it is not selected as the payout destination. Only USD bank accounts (via Payoneer or Wise) should be active for Amazon payouts after disabling ACCS.
How long does it take for Amazon to process the ACCS disable request?
Amazon typically processes ACCS disable requests within 24 to 72 hours. You will receive a confirmation email. Until then, payouts may still be converted. After confirmation, future payouts will be in USD.
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